Legal information

Royal Transfer LLC is a company incorporated in the United States of America and operates as a registered Money Services Business (MSB) with the U.S. Department of the Treasury’s Financial Crimes Enforcement Network (FinCEN).

Royal Transfer LLC
Registration Number: C1542839
Tax Identification Number (EIN): 61-2264865
FinCEN MSB Registration Number: 31000308751861

You may verify the MSB registration status of Royal Transfer LLC via the FinCEN MSB Registrant Search:
https://www.fincen.gov/msb-state-selector

Royal Transfer LLC operates the customer interface, merchant onboarding, and client relationship management. Regulated payment processing, settlement, safeguarding of funds, and AML/KYC compliance services are provided under a Banking-as-a-Service (BaaS) model by Piggy Pay Inc., a Canadian Money Services Business registered and regulated by the Financial Transactions Reports Analysis Centre of Canada (FINTRAC).

Piggy Pay Inc.
FINTRAC Registration Number: C100000051 Jurisdiction: Canada

Permitted Regulated Activities of Piggy Pay Inc.:

-    Foreign Exchange Dealing
-    Money Transferring
-    Issuing and Redeeming Money Orders
-    Payment Processing and Settlement Services
-    Banking-as-a-Service (BaaS) infrastructure

Piggy Pay Inc. registration status may be verified via FINTRAC: https://fintrac-canafe.canada.ca/msb-esm/reg-eng#dataset-filter
For legal inquiries, please contact: Royal Transfer LLC
Email: [email protected] Website: https://royaltx.io

Effective date: January 26, 2026